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U.S. Bank Encore Rewards Program for Small Businesses Blazes New Path for Industry

Business Wire
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U.S. Bank has introduced a unique way for small-business customers to earn bonus rewards for simply having a credit card and merchant processing relationship with U.S. Bank.

Unique to the financial services industry, the new rewards program, Encore, offers small-business customers extra rewards when they pair a U.S. Bank Business EdgeTM Rewards Credit Card with a U.S. Bank Payment Solutions merchant account.

“This is the first time an American bank is giving small-business customers what they deserve: an easy way to earn rewards for combining their card purchasing and processing with one company,” said Cathi Stanton, head of small business credit cards at U.S. Bank.

“Small businesses have earned rewards with credit cards for years and now for the first time they can also earn rewards for taking payments,” said Megan Heinze, head of merchant payment solutions at U.S. Bank. “We continue to search for new and innovative ways to help our customers manage payments effortlessly so that they can focus their passion on where it matters most: helping their businesses to thrive.”

Signing up for Encore is easy. Customers:

  • open any U.S. Bank Business Edge Rewards Credit Card;
  • open any U.S. Bank Payment Solutions merchant account and
  • enroll online at

When net monthly transactions are processed through their Payment Solutions merchant account, customers earn cash-back rewards or rewards points. The rewards can accumulate fast and with the U.S. Bank FlexPerks(R) Business EdgeTM Travel Rewards, just 20,000 FlexPoints equals an airline ticket worth up to $400. Learn more at

U.S. Bank is one of the top small business banks in the United States, consistently ranking among the top banks nationally for Small Business Administration (SBA) lending. In addition to its products and services, U.S. Bank provides advice and networking opportunities to business owners of varying sizes and stages of their business life through U.S. Bank ConnectTM The company also produces an annual report of small business owners’ views on the economy and their business in the U.S. Bank Annual Small Business Survey. For more information on U.S. Bank’s full service offering to small businesses visit

About U.S. Bank
U.S. Bancorp (NYSE:USB) , with $389 billion in assets as of June 30, 2014, is the parent company of U.S. Bank National Association, the 5th largest commercial bank in the United States. The Company operates 3,174 banking offices in 25 states and 5,005 ATMs and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions. Visit U.S. Bancorp on the web at

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