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Commerce Bank Provides Free FICO(R) Scores to Commerce Bank Consumer Credit Card Customers on Their Monthly Statements

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In an effort to help customers with their financial health, Commerce Bank has begun delivering complimentary FICO(R)Scores to Commerce Bank Consumer Credit Card customers. Beginning immediately, Commerce Bank Consumer Credit Card customers can access their FICO Score on their monthly statement, for free.

“The transparency of credit score information provided by the FICO(R) Score Open Access program is a tremendous benefit for our customers,” said Chad Doza, Senior Vice President of Consumer Credit Cards. “Managing credit is something that our customers take very seriously, and Commerce Bank is excited to assist their efforts by providing free access to FICO(R) Score information on their monthly credit card statements.”

FICO(R) Scores provide a fair and objective evaluation of a customer’s credit history and their likelihood to repay their debt obligations. FICO(R) Scores are a key factor that lenders look at when evaluating loans.

In addition to their credit scores, Commerce Bank Consumer Credit Card customers will have access to the two key factors impacting their score, the bureau that provided the credit report information to generate the FICO(R) score, and a link to commercebank.com/fico for further education on their credit score.

Providing a free FICO(R) Score is one of the many ways Commerce Bank helps consumers manage their financial responsibility. The company offers a learning center online at www.commercebank.com/learn/responsibility/ that includes tips on budgeting and recordkeeping, saving for your future, building good credit, borrowing wisely, and buying a car.

In order for a Commerce Bank customer to be eligible for FICO(R) Score Open Access they must have a Commerce Bank Consumer Credit Card, be the sole owner of their account and their account must be in good standing. Joint accounts are not eligible for the FICO(R) Score Open Access program.

FICO is a registered trademark of Fair Issac Corporation in the United States and other countries.

About Commerce Bank

Commerce Bank, is a subsidiary of Commerce Bancshares, Inc. (NASDAQ: CBSH), a $24.0 billion regional bank holding company, as of December 31, 2014. For 150 years, Commerce Bank has been meeting the financial services needs of individuals and businesses. Commerce Bank provides a diversified line of financial services, including business and personal banking, wealth management, financial planning, and investments through its affiliated companies. Commerce Bank operates in more than 350 retail locations in the Central United States and has a nationwide presence in the commercial payments industry. Commerce Bancshares also has operating subsidiaries involved in mortgage banking, leasing, credit-related insurance, private equity and real estate activities.

For additional information, please visit www.commercebank.com.

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